{"id":2453,"date":"2021-02-10T13:51:02","date_gmt":"2021-02-10T16:51:02","guid":{"rendered":"https:\/\/politiciando.com.br\/?p=2453"},"modified":"2021-02-10T13:51:03","modified_gmt":"2021-02-10T16:51:03","slug":"mp-autoriza-bancos-a-dispensar-exigencias-para-liberar-emprestimos","status":"publish","type":"post","link":"https:\/\/politiciando.com.br\/?p=2453","title":{"rendered":"MP autoriza bancos a dispensar exig\u00eancias para liberar empr\u00e9stimos"},"content":{"rendered":"\n<p>O governo publicou, no <em>Di\u00e1rio Oficial da Uni\u00e3o<\/em> desta quarta-feira (10), uma medida provis\u00f3ria que facilita o acesso ao cr\u00e9dito da popula\u00e7\u00e3o e das empresas para abrandar os problemas econ\u00f4micos decorrentes da pandemia de covid-19. A <a href=\"https:\/\/www.in.gov.br\/en\/web\/dou\/-\/medida-provisoria-n-1.028-de-9-de-fevereiro-de-2021-303002340\">MP 1.028\/2021<\/a>\u00a0dispensa as institui\u00e7\u00f5es financeiras p\u00fablicas e privadas, at\u00e9 30 de junho de 2021, de exigir dos clientes uma s\u00e9rie de documentos de regularidade na hora da contratar ou renegociar empr\u00e9stimos.<\/p>\n\n\n\n<!\u2014 INICIO TAG \u2014>\n     <!\u2014 \n     Id: 7400 \n     Campanha:  PANDEMIA\n     Server: Metrike \n     Ve\u00edculo:  POLITICIANDO \n     Cliente: GOVPB   \n     Formato: POLITICIANDO - 300X250 \n     Data de Veicula\u00e7\u00e3o: 05\/11\/2020 - 30\/11\/2020\n     \u2014>\n     <ins data-revive-zoneid=\"7400\" data-revive-id=\"566f260197bf822e7263f1a3667caa2f\"><\/ins>\n     <script async src=\"\/\/ads.metrike.com\/asyncjs.php\"><\/script>\n     <script async src=\"https:\/\/cloud.metrike.com\/analytics\/a.php?domain_name=politiciando.com.br\/&#038;campaign_id=10518&#038;zone_id=7400\"><\/script>\n     <!\u2014 FIM TAG \u2014>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"860\" height=\"570\" src=\"https:\/\/politiciando.com.br\/wp-content\/uploads\/2021\/02\/imagem_materia.jpg\" alt=\"\" class=\"wp-image-2454\" srcset=\"https:\/\/politiciando.com.br\/wp-content\/uploads\/2021\/02\/imagem_materia.jpg 860w, https:\/\/politiciando.com.br\/wp-content\/uploads\/2021\/02\/imagem_materia-300x199.jpg 300w, https:\/\/politiciando.com.br\/wp-content\/uploads\/2021\/02\/imagem_materia-768x509.jpg 768w\" sizes=\"auto, (max-width: 860px) 100vw, 860px\" \/><figcaption>Para abrandar problemas econ\u00f4micos decorrentes da pandemia, a medida dispensa bancos de exigir diversos documentos de regularidade na hora da contratar ou renegociar empr\u00e9stimosFonte: Ag\u00eancia Senado<\/figcaption><\/figure>\n\n\n\n<p>Entre os documentos que n\u00e3o ser\u00e3o cobrados de empresas e pessoas f\u00edsicas est\u00e3o a comprova\u00e7\u00e3o de quita\u00e7\u00e3o de tributos federais, a certid\u00e3o negativa de inscri\u00e7\u00e3o na d\u00edvida ativa da Uni\u00e3o, a certid\u00e3o de quita\u00e7\u00e3o eleitoral, a regularidade com Fundo de Garantia do Tempo de Servi\u00e7o (FGTS), a regularidade na entrega da Rela\u00e7\u00e3o Anual de Informa\u00e7\u00f5es Sociais (Rais) e a comprova\u00e7\u00e3o de pagamento do Imposto sobre a Propriedade Territorial Rural (ITR), para os tomadores de empr\u00e9stimo rural.<\/p>\n\n\n\n<p>Tamb\u00e9m n\u00e3o ser\u00e1 feita consulta pr\u00e9via ao Cadastro Informativo de Cr\u00e9ditos n\u00e3o Quitados do Setor P\u00fablico Federal (Cadin) para as opera\u00e7\u00f5es de cr\u00e9dito que envolvam a utiliza\u00e7\u00e3o de recursos p\u00fablicos.<\/p>\n\n\n\n<p>A libera\u00e7\u00e3o de documentos e consultas n\u00e3o poder\u00e1 ser aplicada apenas \u00e0s opera\u00e7\u00f5es que t\u00eam os recursos do FGTS como fonte. Al\u00e9m disso, os empr\u00e9stimos e renegocia\u00e7\u00f5es n\u00e3o poder\u00e3o ser feitos com quem possui d\u00e9bitos com a Seguridade Social, j\u00e1 que essa \u00e9 uma exig\u00eancia da Constitui\u00e7\u00e3o.<\/p>\n\n\n\n<p>Em compensa\u00e7\u00e3o a MP acaba, de forma definitiva, com a necessidade de apresenta\u00e7\u00e3o da certid\u00e3o negativa de d\u00e9bito (CND) pelas empresas que contratarem cr\u00e9dito oriundo de recursos captados atrav\u00e9s de caderneta de poupan\u00e7a (o chamado cr\u00e9dito direcionado). A medida beneficia, por exemplo, a constru\u00e7\u00e3o civil.<\/p>\n\n\n\n<p>O texto tamb\u00e9m exige que, enquanto durar o benef\u00edcio, os bancos p\u00fablicos e privados encaminhem \u00e0 Receita Federal e \u00e0 Procuradoria-Geral da Fazenda Nacional, a cada tr\u00eas meses, a rela\u00e7\u00e3o das contrata\u00e7\u00f5es e renegocia\u00e7\u00f5es de opera\u00e7\u00f5es de cr\u00e9dito que envolvam recursos p\u00fablicos com a indica\u00e7\u00e3o dos benefici\u00e1rios, dos valores e dos prazos envolvidos.<\/p>\n\n\n\n<!\u2014 INICIO TAG \u2014>\n     <!\u2014 \n     Id: 7400 \n     Campanha:  PANDEMIA\n     Server: Metrike \n     Ve\u00edculo:  POLITICIANDO \n     Cliente: GOVPB   \n     Formato: POLITICIANDO - 300X250 \n     Data de Veicula\u00e7\u00e3o: 05\/11\/2020 - 30\/11\/2020\n     \u2014>\n     <ins data-revive-zoneid=\"7400\" data-revive-id=\"566f260197bf822e7263f1a3667caa2f\"><\/ins>\n     <script async src=\"\/\/ads.metrike.com\/asyncjs.php\"><\/script>\n     <script async src=\"https:\/\/cloud.metrike.com\/analytics\/a.php?domain_name=politiciando.com.br\/&#038;campaign_id=10518&#038;zone_id=7400\"><\/script>\n     <!\u2014 FIM TAG \u2014>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Reedi\u00e7\u00e3o<\/strong><\/h3>\n\n\n\n<p>A medida \u00e9 uma reedi\u00e7\u00e3o, com algumas diferen\u00e7as, da <a href=\"https:\/\/www.planalto.gov.br\/ccivil_03\/_ato2019-2022\/2020\/Mpv\/mpv958.htm\">MP 958\/2020<\/a>, que flexibilizou o acesso ao cr\u00e9dito para as opera\u00e7\u00f5es contratadas at\u00e9 30 de setembro de 2020. A MP foi editada em abril e perdeu a vig\u00eancia em 24 de agosto, sem que o Senado pudesse analis\u00e1-la.<\/p>\n\n\n\n<p>Na primeira vers\u00e3o, o texto s\u00f3 dispensava a apresenta\u00e7\u00e3o documental nos empr\u00e9stimos contratados com bancos p\u00fablicos. Na \u00e9poca, o governo informou que a suspens\u00e3o das exig\u00eancias contratuais era uma medida necess\u00e1ria para n\u00e3o estrangular o acesso ao cr\u00e9dito para as empresas.<\/p>\n\n\n\n<p>A nova MP amplia a regra e inclui as institui\u00e7\u00f5es privadas.<\/p>\n\n\n\n<p><em>Com Ag\u00eancia C\u00e2mara<\/em><\/p>\n\n\n\n<p><\/p>\n\n\n\n<!\u2014 INICIO TAG \u2014>\n     <!\u2014 \n     Id: 7400 \n     Campanha:  PANDEMIA\n     Server: Metrike \n     Ve\u00edculo:  POLITICIANDO \n     Cliente: GOVPB   \n     Formato: POLITICIANDO - 300X250 \n     Data de Veicula\u00e7\u00e3o: 05\/11\/2020 - 30\/11\/2020\n     \u2014>\n     <ins data-revive-zoneid=\"7400\" data-revive-id=\"566f260197bf822e7263f1a3667caa2f\"><\/ins>\n     <script async src=\"\/\/ads.metrike.com\/asyncjs.php\"><\/script>\n     <script async src=\"https:\/\/cloud.metrike.com\/analytics\/a.php?domain_name=politiciando.com.br\/&#038;campaign_id=10518&#038;zone_id=7400\"><\/script>\n     <!\u2014 FIM TAG \u2014>\n\n\n\n<p>Fonte: Ag\u00eancia Senado<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O governo publicou, no Di\u00e1rio Oficial da Uni\u00e3o desta quarta-feira (10), uma medida provis\u00f3ria que facilita o acesso ao cr\u00e9dito<\/p>\n","protected":false},"author":1,"featured_media":2454,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[737,1054,169,1055,727],"class_list":["post-2453","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","tag-bancos","tag-construcao-civil","tag-covid-19","tag-credito","tag-fgts"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.3 - 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