{"id":3720,"date":"2021-07-13T07:46:03","date_gmt":"2021-07-13T10:46:03","guid":{"rendered":"https:\/\/politiciando.com.br\/?p=3720"},"modified":"2021-07-13T07:46:19","modified_gmt":"2021-07-13T10:46:19","slug":"bancos-concedem-mais-credito-a-empreendedores-mais-velhos-diz-estudo","status":"publish","type":"post","link":"https:\/\/politiciando.com.br\/?p=3720","title":{"rendered":"Bancos concedem mais cr\u00e9dito a empreendedores mais velhos, diz estudo"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">Pesquisa \u00e9 do Sebrae em parceria com a Funda\u00e7\u00e3o Get\u00falio Vargas<\/h3>\n\n\n\n  <!\u2014 INICIO TAG \u2014>\n     <!\u2014 \n     Id: 7400 \n     Campanha:  ODE 2021\n     Server: Metrike \n     Ve\u00edculo:  POLITICIANDO \n     Cliente: GOVPB   \n     Formato: POLITICIANDO - 300X250 \n     Data de Veicula\u00e7\u00e3o: 01\/07\/2021 - 31\/07\/2021\n     \u2014>\n     <ins data-revive-zoneid=\"7400\" data-revive-id=\"566f260197bf822e7263f1a3667caa2f\"><\/ins>\n     <script async src=\"\/\/ads.metrike.com\/asyncjs.php\"><\/script>\n     <!\u2014 FIM TAG \u2014>\n\n\n\n  <!\u2014 INICIO TAG \u2014>\n     <!\u2014 \n     Id: 7400 \n     Campanha:  ODE 2021\n     Server: Metrike \n     Ve\u00edculo:  POLITICIANDO \n     Cliente: GOVPB   \n     Formato: POLITICIANDO - 300X250 \n     Data de Veicula\u00e7\u00e3o: 01\/07\/2021 - 31\/07\/2021\n     \u2014>\n     <ins data-revive-zoneid=\"7400\" data-revive-id=\"566f260197bf822e7263f1a3667caa2f\"><\/ins>\n     <script async src=\"\/\/ads.metrike.com\/asyncjs.php\"><\/script>\n     <!\u2014 FIM TAG \u2014>\n\n\n\n<p class=\"wp-block-paragraph\">Pessoas com mais de 65 anos que s\u00e3o donas do pr\u00f3prio neg\u00f3cio t\u00eam mais facilidade para conseguir cr\u00e9dito junto aos bancos. De acordo com a 11\u00aa edi\u00e7\u00e3o da&nbsp;<a href=\"http:\/\/agenciabrasil.ebc.com.br\/economia\/noticia\/2021-06\/pequenos-negocios-ainda-sentem-efeitos-da-pandemia-diz-sebrae\" target=\"_blank\" rel=\"noreferrer noopener\">pesquisa&nbsp;<\/a>\u201cO Impacto da pandemia do coronav\u00edrus nos Pequenos Neg\u00f3cios\u201d, realizada pelo Servi\u00e7o Brasileiro de Apoio \u00e0s Micro e Pequenas Empresas (Sebrae), em parceria com a Funda\u00e7\u00e3o Get\u00falio Vargas (FGV), 66% dos empreendedores com mais de 65 anos, que procuraram as institui\u00e7\u00f5es financeiras, conseguiram empr\u00e9stimos.<img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.png?id=1415315&amp;o=node\"><img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.gif?id=1415315&amp;o=node\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O resultado \u00e9 superior \u00e0 m\u00e9dia geral, que \u00e9 de 52%. E quando comparada com os empreendedores mais novos, a diferen\u00e7a \u00e9 ainda maior. Entre os donos de pequenos neg\u00f3cios com at\u00e9 24 anos, as respostas s\u00e3o positivas em 35% das solicita\u00e7\u00f5es.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Para o Sebrae, al\u00e9m da experi\u00eancia de gest\u00e3o, os bancos levam em considera\u00e7\u00e3o o hist\u00f3rico banc\u00e1rio na hora de conceder um empr\u00e9stimo, o que influencia diretamente nesse resultado.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A pesquisa mostra que a taxa de sucesso no pedido de cr\u00e9dito aumenta conforme cresce a idade do empreendedor. Para o p\u00fablico de 36 e 45 anos, as respostas foram afirmativas em 51%; entre os de 46 e 55 anos, 53% de sucesso e entre a faixa de 56 e 65 anos, 57%.<\/p>\n\n\n\n  <!\u2014 INICIO TAG \u2014>\n     <!\u2014 \n     Id: 7399 \n     Campanha:  ODE 2021\n     Server: Metrike \n     Ve\u00edculo:  POLITICIANDO \n     Cliente: GOVPB   \n     Formato: POLITICIANDO - 728X90 \n     Data de Veicula\u00e7\u00e3o: 01\/07\/2021 - 31\/07\/2021\n     \u2014>\n     <ins data-revive-zoneid=\"7399\" data-revive-id=\"566f260197bf822e7263f1a3667caa2f\"><\/ins>\n     <script async src=\"\/\/ads.metrike.com\/asyncjs.php\"><\/script>\n     <!\u2014 FIM TAG \u2014>\n\n\n\n<h2 class=\"wp-block-heading\">Mulheres superam os homens<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Al\u00e9m dos empreendedores da terceira idade, as mulheres tamb\u00e9m recebem mais respostas positivas do que os homens. Enquanto elas t\u00eam uma taxa de sucesso em 54% das solicita\u00e7\u00f5es, entre os homens, esse percentual cai para metade dos pedidos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Segundo o Sebrae, desde abril do ano passado, as pesquisas de impacto t\u00eam detectado um aumento na solicita\u00e7\u00e3o e na concess\u00e3o de cr\u00e9dito para os pequenos neg\u00f3cios. Em abril de 2020, 30% das empresas procuravam cr\u00e9dito, mas apenas 11% conseguiam uma resposta positiva. J\u00e1 at\u00e9 maio de 2021, metade dos pequenos neg\u00f3cios j\u00e1 haviam recorrido a cr\u00e9dito e destes, 52% atingiram seu objetivo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A expectativa da entidade \u00e9 que a procura por cr\u00e9dito aumente ainda mais. Segundo a pesquisa, entre os empreendedores que procuraram cr\u00e9dito desde o in\u00edcio da pandemia, 45% deles recorreram \u00e0s institui\u00e7\u00f5es financeiras em 2021.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Agencia Brasil<\/p>\n\n\n\n  <!\u2014 INICIO TAG \u2014>\n     <!\u2014 \n     Id: 7399 \n     Campanha:  ODE 2021\n     Server: Metrike \n     Ve\u00edculo:  POLITICIANDO \n     Cliente: GOVPB   \n     Formato: POLITICIANDO - 728X90 \n     Data de Veicula\u00e7\u00e3o: 01\/07\/2021 - 31\/07\/2021\n     \u2014>\n     <ins data-revive-zoneid=\"7399\" data-revive-id=\"566f260197bf822e7263f1a3667caa2f\"><\/ins>\n     <script async src=\"\/\/ads.metrike.com\/asyncjs.php\"><\/script>\n     <!\u2014 FIM TAG \u2014>\n\n\n\n  <!\u2014 INICIO TAG \u2014>\n     <!\u2014 \n     Id: 7399 \n     Campanha:  ODE 2021\n     Server: Metrike \n     Ve\u00edculo:  POLITICIANDO \n     Cliente: GOVPB   \n     Formato: POLITICIANDO - 728X90 \n     Data de Veicula\u00e7\u00e3o: 01\/07\/2021 - 31\/07\/2021\n     \u2014>\n     <ins data-revive-zoneid=\"7399\" data-revive-id=\"566f260197bf822e7263f1a3667caa2f\"><\/ins>\n     <script async src=\"\/\/ads.metrike.com\/asyncjs.php\"><\/script>\n     <!\u2014 FIM TAG \u2014>\n","protected":false},"excerpt":{"rendered":"<p>Pesquisa \u00e9 do Sebrae em parceria com a Funda\u00e7\u00e3o Get\u00falio Vargas Pessoas com mais de 65 anos que s\u00e3o donas<\/p>\n","protected":false},"author":1,"featured_media":3721,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","_monsterinsights_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[737,1055,256,1403,1405,1406,1404],"class_list":["post-3720","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","tag-bancos","tag-credito","tag-economia-2","tag-empreendedores","tag-fundacao","tag-getulio-vargas","tag-sebrae"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - 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